PM Surya Ghar Subsidy Calculator 2026

Use our PM Surya Ghar Subsidy Calculator to estimate the central subsidy you may receive for a residential rooftop solar system under the PM Surya Ghar scheme. Use this free calculator to estimate the Central Financial Assistance (CFA) based on your solar system capacity.

PM Surya Ghar Subsidy Calculator 2026

Benefitomics Government Benefits Tool

PM Surya Ghar Subsidy Calculator 2026

Estimate the Central Financial Assistance for a residential rooftop solar system.

Subsidy rules used

Standard CFA is ₹30,000/kW for the first 2 kW and ₹18,000 for the additional 1 kW, capped at ₹78,000. Special-category rates are higher. The calculator estimates central subsidy, not total installation cost.

Important: This is a preliminary screening result, not a government decision. Final eligibility, sanction and benefit amount are verified by the concerned authority.

Official reference: PIB: PM Surya Ghar criteria and incentives

Important: This calculator estimates the central subsidy based on the scheme’s published CFA structure. It is not an official government calculator, and the final subsidy depends on the official application, eligible installation, DISCOM process and government verification.

The PM Surya Ghar Subsidy Calculator provides an estimate based on the solar system capacity and consumer category you select.

Before calculating the subsidy, you may also want to understand who can apply under the scheme. Read our PM Surya Ghar Muft Bijli Yojana (2026): Eligibility, Subsidy, Cost & How to Apply guide.

How the PM Surya Ghar Subsidy Calculator works to estimate solar subsidy

What is PM Surya Ghar Muft Bijli Yojana?

PM Surya Ghar: Muft Bijli Yojana is a Central Government scheme for residential rooftop solar.

The scheme was approved with an outlay of ₹75,021 crore and aims to support rooftop solar installations for one crore households.

The scheme provides Central Financial Assistance for eligible residential rooftop solar systems.

How much subsidy can you get?

For the standard category, the current CFA structure is:

Solar capacityCentral subsidy
1 kW₹30,000
2 kW₹60,000
3 kW₹78,000
Above 3 kWMaximum ₹78,000

The official scheme structure provides ₹30,000 per kW for the first 2 kW and ₹18,000 for the additional 1 kW, with no additional central CFA beyond 3 kW.

Special-category States/UTs

For special-category States/UTs, the CFA rates are higher:

  • First 2 kW: ₹33,000/kW
  • Additional 1 kW: ₹19,800/kW
  • No additional CFA beyond 3 kW

The official MNRE-related documentation lists these special-category rates.

PM Surya Ghar subsidy calculation examples

1 kW solar system

Central CFA:

₹30,000

2 kW solar system

First 2 kW:

₹30,000 × 2

= ₹60,000

3 kW solar system

First 2 kW:

₹60,000

Additional 1 kW:

₹18,000

Total = ₹78,000

5 kW solar system

The system can be larger than 3 kW, but the central CFA remains capped at:

₹78,000

The official scheme documentation states that there is no additional CFA beyond 3 kW.

How much solar capacity might your household need?

The government has also published indicative relationships between monthly electricity consumption and suitable rooftop solar capacity.

Average monthly consumptionIndicative solar capacitySubsidy range
0–150 units1–2 kW₹30,000–₹60,000
150–300 units2–3 kW₹60,000–₹78,000
Above 300 unitsAbove 3 kW₹78,000

These are indicative capacity recommendations; actual system sizing depends on the household and installation circumstances.

Who can use the PM Surya Ghar subsidy?

PM Surya Ghar is intended for residential consumers with a grid-connected electricity connection from the local DISCOM.

The official information says residential consumers with a grid-connected connection can apply through the National Portal.

The rooftop solar system can be installed on eligible residential premises, subject to the scheme and DISCOM requirements.

Does a 5 kW solar system get more than ₹78,000 subsidy?

No, not under the standard central CFA structure.

The central subsidy is capped at the equivalent of 3 kW.

Therefore:

3 kW = ₹78,000

4 kW = ₹78,000

5 kW = ₹78,000

The additional solar capacity may still be useful, but it does not attract additional central CFA under this structure.

Does the calculator show the total cost of solar?

No.

This calculator estimates the government’s central subsidy, not the final amount you will pay for your solar installation.

Your actual cost can depend on:

  • Solar panel selection
  • Inverter
  • Mounting structure
  • Installation
  • Wiring
  • Metering
  • Roof conditions
  • DISCOM requirements
  • Vendor pricing
  • State-level support, where applicable

So you should not subtract the calculator’s subsidy from an assumed solar price and treat the result as a guaranteed final cost.

For that, we should create a separate:

PM Surya Ghar Solar System Cost Calculator

later.

How to apply for PM Surya Ghar

The application is made through the National Portal.

Basic process

  1. Visit the PM Surya Ghar National Portal.
  2. Register using your electricity-consumer details.
  3. Submit the rooftop solar application.
  4. Complete the DISCOM-related process.
  5. Select an eligible vendor through the applicable process.
  6. Install the rooftop solar system.
  7. Complete metering and inspection requirements.
  8. Submit the required information for subsidy processing.
  9. Track the application/subsidy status.

Official PM Surya Ghar Portal

PM Surya Ghar National Portal

How the PM Surya Ghar Subsidy Calculator Works

Our calculator uses the published Central Financial Assistance structure.

For a standard-category residential system:

First 2 kW: ₹30,000/kW

Additional 1 kW: ₹18,000/kW

Maximum central CFA: ₹78,000

For eligible special-category States/UTs, the calculator uses the higher published CFA rates.

The calculator does not calculate:

  • Vendor quotation
  • Electricity bill savings
  • Payback period
  • State subsidy
  • Net metering income
  • Loan EMI

Those can become separate Benefitomics tools.

Frequently Asked Questions

Q1. How much subsidy is available for 1 kW under PM Surya Ghar?

The standard central subsidy is ₹30,000 for a 1 kW residential rooftop solar system.

Q2. How much subsidy is available for 2 kW?

The standard central subsidy is ₹60,000 for 2 kW.

Q3. How much subsidy is available for 3 kW?

The standard central subsidy is ₹78,000 for 3 kW.

Q4. Does a 4 kW solar system get ₹1 lakh subsidy?

No. The central CFA is capped at ₹78,000 under the standard structure.

Q5. Is PM Surya Ghar subsidy available for residential consumers?

Yes. The scheme is for eligible residential consumers with a grid-connected electricity connection from the local DISCOM.

Q6. Is ₹78,000 the total solar subsidy in every state?

Not necessarily. The central CFA has its published structure, while State/UT-level support can be separate where applicable. The calculator should therefore be understood as a central-subsidy calculator unless a state-specific subsidy is explicitly included.

Q7. Is the PM Surya Ghar Subsidy Calculator official?

No. The PM Surya Ghar Subsidy Calculator is a Benefitomics estimation tool. The final subsidy is determined through the official PM Surya Ghar process and applicable government rules.

Final takeaway

For a standard-category residential rooftop solar system:

1 kW → ₹30,000

2 kW → ₹60,000

3 kW → ₹78,000

Above 3 kW → maximum central CFA ₹78,000

Use the calculator above for a quick estimate, then verify the applicable rules and application process on the official PM Surya Ghar National Portal.