PMSBY Benefits 2026: Accidental Death, Disability Cover and Exclusions

PMSBY Benefits 2026 showing ₹2 lakh accidental death and total disability cover, ₹1 lakh partial disability cover, ₹20 annual premium and key exclusions

PMSBY Benefits 2026 include accidental death cover of ₹2 lakh, specified permanent total disability cover of ₹2 lakh, and specified permanent partial disability cover of ₹1 lakh under the Pradhan Mantri Suraksha Bima Yojana (PMSBY). For an annual premium of just ₹20, eligible account holders aged 18–70 can access this government-backed accident insurance scheme, subject … Read more