PMSBY Benefits 2026: Accidental Death, Disability Cover and Exclusions

PMSBY Benefits 2026 showing ₹2 lakh accidental death and total disability cover, ₹1 lakh partial disability cover, ₹20 annual premium and key exclusions

PMSBY Benefits 2026 include accidental death cover of ₹2 lakh, specified permanent total disability cover of ₹2 lakh, and specified permanent partial disability cover of ₹1 lakh under the Pradhan Mantri Suraksha Bima Yojana (PMSBY). For an annual premium of just ₹20, eligible account holders aged 18–70 can access this government-backed accident insurance scheme, subject … Read more

PMSBY Eligibility 2026: Who Can Get ₹2 Lakh Accident Cover?

PMSBY Eligibility 2026 showing the 18–70 age limit, ₹20 annual premium, ₹2 lakh accident cover and bank account requirements

PMSBY eligibility in 2026: Indian residents and eligible non-resident Indians (NRIs) can enrol in the Pradhan Mantri Suraksha Bima Yojana (PMSBY) if they have an eligible bank or post office account, are aged 18 to 70 years, and consent to join the scheme with premium auto-debit. The annual premium is ₹20 per person, and the … Read more

PMSBY Guide 2026: ₹2 Lakh Accident Cover, Eligibility & Claims

PMSBY Guide 2026 showing ₹2 lakh accident cover, ₹20 annual premium, eligibility, benefits and claim process

An accident can affect a family’s finances in ways that are difficult to plan for. Even when medical treatment is available, the loss of an earning family member or a permanent disability can create long-term financial pressure. The Pradhan Mantri Suraksha Bima Yojana (PMSBY) is a government-backed personal accident insurance scheme designed to provide basic … Read more