The PMSBY premium in 2026 is ₹20 per person per year. The Pradhan Mantri Suraksha Bima Yojana (PMSBY) is a government-backed personal accident insurance scheme for eligible people aged 18 to 70. The subscriber’s consent allows the premium to be deducted from a participating bank or post office account through auto-debit. The low annual cost … Read more
PMSBY eligibility in 2026: Indian residents and eligible non-resident Indians (NRIs) can enrol in the Pradhan Mantri Suraksha Bima Yojana (PMSBY) if they have an eligible bank or post office account, are aged 18 to 70 years, and consent to join the scheme with premium auto-debit. The annual premium is ₹20 per person, and the … Read more
An accident can affect a family’s finances in ways that are difficult to plan for. Even when medical treatment is available, the loss of an earning family member or a permanent disability can create long-term financial pressure. The Pradhan Mantri Suraksha Bima Yojana (PMSBY) is a government-backed personal accident insurance scheme designed to provide basic … Read more